How long should you hold on to your business records before destroying them securely? When you have a solid records retention policy in place, the answer to that question is a relatively simple one. And when you develop that policy in conjunction with a professional who understands the nuances of your business, you can feel even more confident when following the schedule it dictates for what to destroy and what to keep—and for how long. In general, when you put together your records retention policy, you want to think a little like Goldilocks. Just as she examined the three bears' food, chairs, and beds [...]

Because Guam is a U.S. territory, some of the ways business is done on the island will seem familiar to you. For example, the U.S. dollar is accepted as currency. Additionally, if you're a U.S. citizen headed to Guam, you won't need a visa. That being said, Guam operates differently than the continental U.S. in a number of ways—and that's all part of its charm. When you visit, you'll get to enjoy the diverse mixture of ethnicities on the island, including the Chamorro culture belonging to Guam's original inhabitants. This same principle applies to Guam ocean freight. If you've shipped ocean freight to other locations, some [...]